Tabel Cicilan
TABEL CICILAN KTA DI BANK DBS DENGAN BUNGA RENDAH 1,19% BERLAKU DI BULAN OKTOBER 2017
1. PROGRAM BILLING (PROMO)
JUMLAH PINJAMAN
|
JANGKA WAKTU
| ||
12
|
24
|
36
| |
CICILAN PERBULAN
| |||
BUNGA 1,89%%/BLN
| |||
5.000.000
|
511.167
|
302.833
|
233.389
|
10.000.000
|
1.022.333
|
605.667
|
466.778
|
15.000.000
|
1.533.500
|
908.500
|
700.167
|
20.000.000
|
2.044.667
|
1.211.333
|
933.556
|
25.000.000
|
2.555.833
|
1.514.167
|
1.166.944
|
30.000.000
|
3.067.000
|
1.817.000
|
1.400.333
|
35.000.000
|
3.578.167
|
2.119.833
|
1.633.722
|
40.000.000
|
4.089.333
|
2.422.667
|
1.867.111
|
45.000.000
|
4.600.500
|
2.725.500
|
2.100.500
|
50.000.000
|
5.111.667
|
3.028.333
|
2.333.889
|
59.000.000
|
6.031.767
|
3.573.433
|
2.753.989
|
BUNGA 1,79%%/BLN
| |||
60.000.000
|
6.074.000
|
3.574.000
|
2.740.667
|
65.000.000
|
6.580.167
|
3.871.833
|
2.969.056
|
70.000.000
|
7.086.333
|
4.169.667
|
3.197.444
|
75.000.000
|
7.592.500
|
4.467.500
|
3.425.833
|
80.000.000
|
8.098.667
|
4.765.333
|
3.654.222
|
85.000.000
|
8.604.833
|
5.063.167
|
3.882.611
|
90.000.000
|
9.111.000
|
5.361.000
|
4.111.000
|
99.000.000
|
10.022.100
|
5.897.100
|
4.522.100
|
BUNGA 1,19%%/BLN
| |||
100.000.000
|
9.523.333
|
5.356.667
|
3.967.778
|
110.000.000
|
10.475.667
|
5.892.333
|
4.364.556
|
120.000.000
|
11.428.000
|
6.428.000
|
4.761.333
|
130.000.000
|
12.380.333
|
6.963.667
|
5.158.111
|
140.000.000
|
13.332.667
|
7.499.333
|
5.554.889
|
150.000.000
|
14.285.000
|
8.035.000
|
5.951.667
|
160.000.000
|
15.237.333
|
8.570.667
|
6.348.444
|
170.000.000
|
16.189.667
|
9.106.333
|
6.745.222
|
180.000.000
|
17.142.000
|
9.642.000
|
7.142.000
|
190.000.000
|
18.094.333
|
10.177.667
|
7.538.778
|
200.000.000
|
19.046.667
|
10.713.333
|
7.935.556
|
PROGRAM BILLING (PROMO) SYARATNYA HARUS MINIMAL LIMIT KARTU KREDIT 15JUTA DAN SUDAH AKTIF 1TH LEBIH
2. PROGRAM REGULER
JUMLAH PINJAMAN
|
JANGKA WAKTU
| ||
12
|
24
|
36
| |
CICILAN PERBULAN
| |||
BUNGA 1,99%%/BLN
| |||
5.000.000
|
516.167
|
307.833
|
238.389
|
10.000.000
|
1.032.333
|
615.667
|
476.778
|
15.000.000
|
1.548.500
|
923.500
|
715.167
|
20.000.000
|
2.064.667
|
1.231.333
|
953.556
|
25.000.000
|
2.580.833
|
1.539.167
|
1.191.944
|
30.000.000
|
3.097.000
|
1.847.000
|
1.430.333
|
35.000.000
|
3.613.167
|
2.154.833
|
1.668.722
|
40.000.000
|
4.129.333
|
2.462.667
|
1.907.111
|
45.000.000
|
4.645.500
|
2.770.500
|
2.145.500
|
50.000.000
|
5.161.667
|
3.078.333
|
2.383.889
|
55.000.000
|
5.677.833
|
3.386.167
|
2.622.278
|
59.000.000
|
6.090.767
|
3.632.433
|
2.812.989
|
BUNGA 1,89%%/BLN
| |||
60.000.000
|
6.134.000
|
3.634.000
|
2.800.667
|
65.000.000
|
6.645.167
|
3.936.833
|
3.034.056
|
70.000.000
|
7.156.333
|
4.239.667
|
3.267.444
|
75.000.000
|
7.667.500
|
4.542.500
|
3.500.833
|
80.000.000
|
8.178.667
|
4.845.333
|
3.734.222
|
85.000.000
|
8.689.833
|
5.148.167
|
3.967.611
|
90.000.000
|
9.201.000
|
5.451.000
|
4.201.000
|
99.000.000
|
10.121.100
|
5.996.100
|
4.621.100
|
BUNGA 1,69%%/BLN
| |||
100.000.000
|
10.023.333
|
5.856.667
|
4.467.778
|
110.000.000
|
11.025.667
|
6.442.333
|
4.914.556
|
120.000.000
|
12.028.000
|
7.028.000
|
5.361.333
|
130.000.000
|
13.030.333
|
7.613.667
|
5.808.111
|
140.000.000
|
14.032.667
|
8.199.333
|
6.254.889
|
150.000.000
|
15.035.000
|
8.785.000
|
6.701.667
|
160.000.000
|
16.037.333
|
9.370.667
|
7.148.444
|
170.000.000
|
17.039.667
|
9.956.333
|
7.595.222
|
180.000.000
|
18.042.000
|
10.542.000
|
8.042.000
|
190.000.000
|
19.044.333
|
11.127.667
|
8.488.778
|
200.000.000
|
20.046.667
|
11.713.333
|
8.935.556
|
PROGRAM REGULER SYARATNYA MINIMAL LIMIT KARTU KREDIT 6 JUTA DAN AKTIF 1TH LEBIH ATAU KURANG DARI 15JUTA
Cara Menghitung Cicilan KTA BANK DBS:
Cicilan = {Pinjaman + (Pinjaman x Bunga x Tenor)} : Tenor
Contoh :
Anda mengambil Pinjaman 100,000,000 dengan jangka waktu pinjamannya adalah 24bln dengan PROGRAM BILLING. Kalau berdasarkan dengan TABEL CICILAN PROGRAM BILLING (PROMO) diatas untuk pinjaman 100,000,000 dengan Bunganya adalah 1,19%. Jadi untuk menghitung cicilannyanya adalah
= {100,000,000 + (100,000,000 x 1,19% x 24)} : 24
= {100,000,000 + 28,560,000} : 24
= 5,356,667
Tidak ada komentar:
Posting Komentar